How Do I Finance a Home?


HOW DO I FIND AND FINANCE A HOME?

Buying a house requires a lot of time, effort and research but the information below and our team of experienced professionals will help make the home buying process achievable and manageable


Research: Start your research early using web sites, newspapers, real estate publications and listings in the newspaper.


Save: Start saving now. Buying and financing a home requires an investment by you ranging anywhere from 3.5% to 20% plus funds for closing costs.


Affordability: before you start looking, learn how much you can afford by talking with one of our team of experienced loan officers.


Credit: Your credit history and credit score are very important parts of what will be reviewed to determine the type and amount of financing you qualify for.


Find a Realtor: Finding the right real estate agent is very important. Your realtor will provide you with helpful information on homes, neighborhoods and current listings not otherwise accessible to the public.